Four Ways to Protect Your Livelihood
Everyone in the world with very few exceptions must work to make a living. It’s an accepted fact of life, and we often build our lifestyles around our work routine and our salaried income. So it’s no surprise that a severe disruption in one’s employment status or ability to work and earn money can have serious and compounded knock-on effects, something with disastrous consequences. This article offers four ways in which you can protect your livelihood, ensuring that you’re never caught without the right secure measures to enjoy life with peace of mind.
Photo/Jeroen Werkman
Insurance
For some issues in life, it’s best to be insured. It will protect you and your livelihood from the most serious of personal disasters, be that a car accident that writes off your vehicle or a household fire that requires you to move to a new location. Serious life disruptions such as these serve to disrupt your work schedule, and even the most understanding of employers will lose patience with an employee who is continuously forced to miss work. Insurance will help provide the safety net you need to guarantee you’re able to make it into work each and every day.
Legal Rights
There are a number of core and fundamental workplace rights that are enshrined in federal law, and each is designed to protect the livelihood of once under-represented employees. You may also have signed a contract with your employer which states additional rights you have secured with the company you work for. All this is to say that you’re well-protected when working in the US, but you need to know your rights and to exercise them. The best strategy, should you feel neglected or mistreated, is to work with a workers comp lawyer to secure compensation if there’s a legal case to be built.
Financial Planning
It’s one of the more boring processes in life, but drawing up a budget and planning your finances are both excellent ways to make your lifestyle that bit more secure and peaceful. It doesn’t take long; there are even apps to help you out. It will, however, show you where you’re going wrong when it comes to your expenditure. By having a firmer control over your finances, you’ll know if your workplace has underpaid you. You’ll see if you’re being overcharged for a phone contract and if an old direct debit has not been cancelled. All this saves you money.
Good Communication
Many workers are not satisfied in their current situation. They instead seek to secure new jobs either in different companies or in a higher position than they were in previously. Given humanity’s leaning towards productivity and progress, this is no bad thing. But to really achieve your dreams and secure a better livelihood for you and your family, you’ll need to be a good communicator. You’ll need to find ways of expressing yourself to your company and to others in a way that sells you as an asset. This is a big secret of successful people. If you’re hoping to live with your livelihood a little more secure, it can’t hurt to remember and follow the above four tips.
Author: Carol Trehearn
