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Published On: Mon, Mar 28th, 2016

How Much Money to Save for Spring Break Vacation

Financial planning holidays should be as common as the list of things we put in the bag, but there are very few people who carry this into practice, which ends up hurting the domestic economy shortly after the return holiday. How do I know how much money I can spend on vacation? Is it convenient to pay for the trip in installments with credit card? Is it advisable to take a “package” armed or hire everything separately? If I have saved dollars for the trip, should I change them into pesos to pay for the holiday? What other alternatives can be evaluated?

Students work really hard under a lot of stress the entire school year, so when spring break rolls around, it offers the perfect opportunity to go and let off a little steam. The only problem with that is that taking a vacation requires money and planning. Not all students have the finances or the budget to buy plane tickets and get away for a few days. However, it’s an important time to refresh, replenish and get ready for the remaining few weeks of the term. Loans for students in Ontario are available by using your car as collateral for a reduced interest loan. Anyone can get them – even students without a credit history – because there are no credit checks. First though, run through a few points to be clear about how much money you might need for the vacation. That is all dependent on where you go, how you get there and what type of accommodations you need.

photo 401(K) 2012 via Flickr

photo 401(K) 2012 via Flickr

Choosing a Spring Break Destination

The first decision to make is deciding where to go. If your budget allows, you can choose a destination reachable by a short plane ride. Without money and if you don’t take out loans for students in Ontario, you could stay local or go someplace within an easy drive. If you choose the plane option, it could easily be $300-$500 per person for a round-trip ticket. More if you decide on a European vacation.

Deciding Where to Stay

The other decision that affects the cost of a spring break is where to stay. Without money you could camp out or stay in the home of friends. But if you want to go for the big splurge, then check into prices for a nice hotel. It won’t be cheap, but depending on how many people are in each room it shouldn’t cost an arm and a leg. If you’ve taken out loans for students, then you should be able to handle a nice hotel bill. You should figure on $100 per night, but of course that is very flexible.

Author: Anwar Hossain

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